Meet Our Insurance Experts
Our team
Steven L. Baker, CLU
Founder & Insurance Broker
With over 50 years in life and health insurance — 30+ of them in the U.S. Virgin Islands — Steve is a trusted expert in the field. A College of Charleston graduate and Chartered Life Underwriter (CLU), Steve led Baker Magras & Associates from 1997–2019, serving more than 350 business clients with integrity and in-depth industry knowledge.
His expertise includes group health insurance, the ACA, Medicare, COBRA, and Section 125 plans, and he has served as an expert witness and managed large association group policies. In 2025, Steve co-founded Great Lakes Life & Health to continue delivering personalized insurance solutions across the territory.
Mark Braddell
Founder & Insurance Broker
Mark has been a resident of the U.S. Virgin Islands since 2003. He previously worked for a boutique insurance broker with large commercial & governmental clients here in the VI, Europe, Asia and North & South America. While working with USVI-based clients, he recognized the potential for growth in the local insurance industry and the need for quality customer service.
Christina Farley
Founder & Insurance Broker
Christina has over 20 years of experience in the service industry and has called the U.S. Virgin Islands home for the past 17 years. She is dedicated to building lasting relationships through attentive, personalized service, working closely with each client to meet their unique needs. In 2025, Christina co-founded Great Lakes Life & Health with Steve Baker and Mark Braddell, continuing her commitment to delivering exceptional service and trusted solutions.